Office Package Insurance Policy

Commercial General Liability (CGL)

Office Package Insurance Policy is a comprehensive insurance plan for businesses which want to cover variety of risks ranging from fire or burglary to employee fidelity or third party liability. This policy covers many risks that a business is associated with in the normal course of business. In case of an eventuality the policy comes handy in covering the financial loss that the business is exposed to in its business course.

Various types of industries are exposed to different inherent risks and by taking Office Package Insurance Policy they can keep a check on the untoward expenses towards such losses and stay afloat.

  • Fire & Allied Perils
  • Burglary &Housebreaking
  • Machinery Breakdown
  • Electronic Equipment and Appliances
  • Money Insurance
  • Fixed plate glass and sanitary
  • Personal Accident
  • Infidelity/Dishonesty of Employees
  • Legal-liability to employees
  • Legal-liability to third-party
  • Additional rent for Alternative Accommodation

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  • Loss/damage due to war and nuclear perils
  • Loss/damage due to wear and tear and gradual deterioration
  • Consequential loss
  • Loss/damage due to actions of any lawfully constituted authority
  • Policy Excess/Compulsory Deductible
  • Unexplained/Unsubstantiated losses

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